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Where will you travel?


If any of your trips will mean travelling outside our definition of Europe, you must choose Worldwide cover, even if it is only one trip or simply part of a wider trip.

Our definition of Europe covers the following territories:

  • Andorra
  • Austria
  • Belarus
  • Belgium
  • Bosnia-Herzegovina
  • Bulgaria
  • Canary Islands
  • Channel Islands (unless you live in the Channel Islands)
  • Croatia
  • Czech Republic
  • Denmark
  • Ireland (Annual cover only)
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Madeira
  • Mediterranean Islands
    (including Majorca, Menorca, Ibiza; Corsica; Sardinia; Sicily; Malta, Gozo; Crete, Rhodes and other Greek Islands; Northern and Southern Cyprus)
  • Moldova
  • Monaco
  • Morocco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Russian Federation
    (West of Urals)
  • Serbia and Montenegro
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Tunisia
  • Turkey
  • Ukraine
  • United Kingdom

Albania, although in Europe is excluded from our definition. If you wish to visit Albania you must select our Worldwide cover.

If you are likely to travel outside these countries you should buy our Worldwide cover.

This information note gives only a brief explanation about this insurance. For a full description of the cover under our annual multi-trip policy, please read the policy terms and conditions.